Thomas John Muthoot

Thomas John Muthoot serves as the Chairman of the Muthoot Pappachan Group (MPG also known as Muthoot Blue), a business conglomerate with a 137-year legacy that spans trading, retail, and retail finance. Known affectionately as Johnie, he represents the third generation of leadership in the family business, having been deeply involved since his school days. He succeeded his father, the late Mr. Muthoot Pappachan, the Group’s Founder, and has led the company for over three decades.

MPG’s operations are varied and include sectors such as Retail Financial Services, Hospitality, Real Estate, Automotive, and Power Generation. Under John Muthoot’s guidance, the group also commits to significant social initiatives, including children’s cleft surgery and a football academy for the low-income children.

John Muthoot champions the importance of human capital and is dedicated to financial inclusion and the upliftment of the economically underprivileged, aiding them in achieving their aspirations.

He also holds the position of Chairman & Managing Director at Muthoot Fincorp Ltd (MFL),
MPG’s flagship entity. MFL, with its network of over 3800 branches nationwide, serves more
than 125,000 customers daily. The company offers a broad spectrum of financial products
and services, including Gold Loans, Small Business Loans, Loan Against Property, and
many others, functioning as a one-stop financial solutions partner for the low-income
households.

John Muthoot believes in the transformative power of new-age technology for business efficiency and customer satisfaction. His leadership has steered the group towards
partnerships and investments in tech-driven startups, focusing on innovation and customer-
centric solutions.

An alumnus of Harvard Business School, John Muthoot is an esteemed figure in various business circles, including the CII and the Kerala Management Association. He is the Deputy
Chairman of the CII Southern Region and in recognition of his entrepreneurial talent in
hospitality and of his professionalism in management, the Federation of Hotel and Restaurant Association of India (FHRAI) had honoured him with the prestigious “Young Hotel Entrepreneur Award” for the year 2006. He was recently awarded the prestigious ‘Businessman of the Year’ by Dhanam Magazine, a leading Business publication.

Born on June 7, 1962, Johnie is married to Preethi, an entrepreneur and owner of the highly
acclaimed heritage restaurant, Villa Maya, among other business ventures. The couple has
two children: Thomas, as the Head-Strategy, Muthoot FinCorp One is actively engaged in
the growth and business of MPG, and Susan, a medical doctor specializing in Oncology at
Cambridge, UK.